New Home Developments in Lincoln, CA: Communities, Builders & What's Coming (2026)

Updated on: October 27, 2026

New home developments in Lincoln, CA are builder communities selling inside a few master-planned areas: Twelve Bridges, Bickford Ranch, Liberty at Lincoln (Village 7) and the Turkey Creek area of Village 1. Lincoln is one of the fastest-growing cities in the region. The city organizes that growth into numbered "Villages" (Village 1, 5 and 7), which can make planning maps hard to read.

Key takeaway

Lincoln's new homes sit in a few master-planned areas, and the community list below gives each one's builder, starting price and HOA status. Compare the full monthly cost, meaning price, HOA dues and Mello-Roos together, and bring your buyer's agent on your first model visit.

Who this guide is for

Buyers shopping for a newly built home in Lincoln, CA who want to compare communities, builders and upcoming projects.

New homes in Lincoln at a glance

• Eight communities listed, with prices starting from the mid-$400,000s.
• Twelve Bridges has no HOA; Esplanade and Trilogy are 55+.
• Mello-Roos special taxes add about $200 to over $500 monthly.
• Village 1 and Village 7 are approved; Liberty is selling.

Active new home communities in Lincoln, CA

General-buyer homes across these builders range from about half a million dollars to well over $1.2 million, depending on the view and upgrades. Builders do not always state whether single-story plans are offered, so ask the sales office for the plan list.

For the bigger picture, see Lincoln Housing Market.

Twelve Bridges

• Century Communities (Millau and Rialto collections): Value to mid-range homes near the new high school, with good access to major roads. Not age-restricted. No HOA.

Liberty at Lincoln (Village 7)

• Meritage Homes: Energy-focused homes, including spray foam insulation as a standard feature, with modern farmhouse elevations. Not age-restricted. Master-plan HOA.
• Woodside Homes: Single-family designs in the same master plan near Ferrari Ranch Road. Not age-restricted. Master-plan HOA.

Turkey Creek area (Village 1)

• Esplanade at Turkey Creek (Taylor Morrison): Priced from the high five hundred thousands into the $800,000s. Age-restricted. HOA-funded amenities center on the Lodge, a large wellness center.
• Turkey Creek Estates (Elliott Homes): Larger lots with a semi-custom feel, aimed at move-up buyers. Not age-restricted.

Bickford Ranch

• Trilogy at Bickford (Shea Homes): Priced from the mid-$400,000s for smaller footprints to the high $900,000s for premium view lots. Age-restricted. A new clubhouse is under construction.
• Mountaingate (Tri Pointe Homes): Luxury hillside homes. Not age-restricted.
• Ridgeline (Toll Brothers): Luxury hillside homes. Not age-restricted.

How the areas differ

• HOA: Twelve Bridges is the only "No HOA" option for new construction. Liberty, Village 1 and Bickford Ranch carry association dues that pay for amenities such as clubhouses and trails.
• Lot setting: Twelve Bridges, Liberty and the Turkey Creek area sit on the valley floor near Highway 65. Bickford Ranch sits in the Sierra foothills, with view lots and hillside streets.
• Schools: Builder marketing can name a different district from the one a home is assigned to. Ask the sales office which district it says the community is zoned to, then enter the exact address in that district's boundary lookup before you sign.
• Move-in ready homes: Each builder's community page lists its current quick-move-in inventory, which changes weekly.

55+ new construction communities in Lincoln

Two of the communities above are age-restricted: Esplanade at Turkey Creek and Trilogy at Bickford. Age-restricted means the community's CC&Rs set a minimum age for residents. Before you write an offer, read the CC&Rs for the minimum age rule. Check too whether younger household members, such as an adult child or a younger spouse, can live in the home.

The two differ mainly by setting. Esplanade sits closer to Highway 65 and local shops, while Trilogy is up in the foothills with indoor-outdoor living and views. If you are open to resale, Sun City Lincoln Hills is an established 55+ community in Lincoln worth comparing with these new builds.

New homes in Bickford Ranch

Bickford Ranch holds three of the listed communities: Trilogy at Bickford, Mountaingate and Ridgeline. It is one of the few Lincoln master plans that combines an age-restricted section with general-buyer sections.

Ask two things before you compare prices here:

1. Jurisdiction and ZIP code: Confirm the property's exact jurisdiction and ZIP code on the preliminary title report, since that affects which services and taxes apply.
2. Every association that charges dues: Large master plans can have a master association plus a sub-association for a section such as Trilogy, and both bills count toward your monthly cost.

New home builders in Lincoln, CA

Several national and regional builders sell in Lincoln, each with a different price point and product style. Prices across these builders sit within wider Lincoln price trends, which help you judge how a new build compares with a resale home nearby.

Toll Brothers

Toll Brothers builds at Ridgeline in Bickford Ranch, the high end of Lincoln's new construction, with hillside homes designed around views. Check Toll's Ridgeline page for remaining homesites and model hours before you drive up. Luxury phases with a small number of lots can sell through quickly.

Other builders active in Lincoln

• Taylor Morrison: 55+ luxury at Esplanade at Turkey Creek.
• Shea Homes: Trilogy at Bickford.
• Century Communities: Value to mid-range homes in Twelve Bridges.
• Meritage Homes: Liberty, where its standard insulation can help with utility bills in hot summers.
• Woodside Homes: Single-family homes at Liberty.
• Elliott Homes: Turkey Creek Estates.
• Tri Pointe Homes: Mountaingate in Bickford Ranch.

Touring model homes in Lincoln

A model visit usually starts at the builder's sales office. There you sign a registration card, see the homesite map and walk through decorated models. The models show the builder's upgrades, so treat them as a showroom and the base price as the starting point.

1. Register your agent first: Bring your buyer's agent to the first visit, or have the agent register you before you go. Ask the sales office about its agent policy before you sign in, because a builder may decline to work with an agent added after your first registration.
2. Price the upgrades: Design-studio selections (flooring, cabinets, counters, appliances) sit on top of the base price. Online build-and-price figures can change once you sit down at the studio, so set an upgrade budget before signing.
3. Check lot premiums: The homesite map often carries extra charges for corner, view or larger lots. Ask for the premium on each lot you like.
4. Rebuild the payment estimate:
   • Builder payment figures often leave out HOA dues and special taxes, and their property tax and insurance numbers are only estimates.
   • Rebuild the figure with the lot's Mello-Roos rate, every association's dues and your own insurance quote.
5. Compare the incentives:
   • Rate offers and closing-cost credits are often tied to using the builder's affiliated lender.
   • Ask in writing whether the offer requires that lender and whether you can still buy the home with outside financing.
   • Get a quote from an outside lender to see which package costs less.
   • Incentives change, so ask at each visit.

What to know before buying new construction in Lincoln

Mello-Roos taxes

Almost all new master plans in Lincoln, including Village 1, Village 7 and Bickford, carry Mello-Roos bonds. This is a special tax assessment used to pay for the infrastructure (roads, sewers, schools) in the area. Depending on the specific village bond, this can add anywhere from $200 to over $500 to your monthly payment. Always ask for the specific tax rate for the lot you are considering.

Fire insurance

Bickford Ranch is located in the foothills, which are often designated as a High Fire Severity Zone. Insurance costs there will likely be higher than for a home on the valley floor in Twelve Bridges. Get an insurance quote before finalizing your budget.

Solar

All new homes in California include solar panels. Ask whether the system on your home is owned outright, leased or under a power-purchase agreement. Purchasing usually adds to the upfront cost but saves money long-term, while leasing keeps the mortgage lower but adds a separate monthly bill.

Spec homes

Spec homes are homes builders started without a buyer, often listed as quick-move-in homes, and builders advertise incentives on them. If you are flexible on flooring or cabinet colors, you can often negotiate a better deal on a spec home than on a home built to order. A quick-move-in home also has a fixed street address, so you can check that lot's school assignment, tax rate and insurance quote before you write an offer.

What's being built in Lincoln, CA: 2025-2026 development projects

The City of Lincoln posts current approvals and construction on its Major Projects and Local Construction page.

Residential master plans

• Village 1: On the north and east side of the city, including the Turkey Creek and Esplanade areas. The Village 1 Specific Plan Amendment passed in late 2023. It realigned Oak Tree Lane, which opened new phases for builders such as Taylor Morrison. Construction is active.
• Village 7: On the west and central side near Ferrari Ranch Road. It is approved and selling as Liberty at Lincoln, with Meritage Homes and Woodside Homes on site.
• Village 5: Part of the city's Village planning system; check the City's major projects page for its current status.

The ballot question

Measure B, a transportation sales tax, failed to reach the required threshold in November 2024. That vote was separate from the housing approvals.

Frequently asked questions

Did the new home developments in Lincoln, California pass?

Yes. The Village 1 and Village 7 plans were approved and are under construction. The November 2024 measure that failed was a separate transportation tax.

Are there any new homes in Lincoln, CA with no HOA?

Yes. Twelve Bridges, where Century Communities builds, is the no-HOA option, though Mello-Roos special taxes can still apply there.

What is the difference between Village 1 and Village 7 in Lincoln?

Village 1 is the north and east side, including Turkey Creek and Esplanade. Village 7 is the west and central side near Ferrari Ranch Road, selling as Liberty at Lincoln.

Which part of Lincoln has the most new construction?

Bickford Ranch, with three of the listed communities. Liberty and the Turkey Creek area of Village 1 each have two.

Can I find a new home in Lincoln, CA under $400K?

No. Every community listed here starts above that price, and the lowest builder-listed start is at Trilogy at Bickford, an age-restricted community. Below that price, resale homes are the realistic option.

Sources

• City of Lincoln, Major Projects and Local Construction page
• Builder community pages: Century Communities, Meritage Homes, Woodside Homes, Taylor Morrison (Esplanade at Turkey Creek), Elliott Homes (Turkey Creek Estates), Shea Homes (Trilogy at Bickford), Tri Pointe Homes (Mountaingate) and Toll Brothers (Ridgeline)