If you have driven through Placer County lately, you have probably noticed that Lincoln isn't just a quiet neighbor to Roseville anymore—it is one of the fastest-growing cities in the region. For buyers, the landscape has changed rapidly over the last year. The city is expanding through a master plan system organized by "Villages" (specifically Village 1, 5, and 7), which can make looking at maps a little confusing if you aren't an insider.

Whether you are looking for a resort-style 55+ community or a large lot for a multi-generational household, the inventory in 2026 has expanded significantly. Lincoln is positioning itself as a lower-density alternative to its neighbors, offering a blend of active adult luxury and "move-up" homes that often provide a bit more breathing room than what you might find closer to Sacramento.

Did New Home Developments in Lincoln Pass? (Market & Legal Update)

One of the most common questions I get over coffee is, "Did the new development vote actually pass?" There is a lot of confusion here because there were multiple items on the ballot and in city council meetings recently.

To clear up the confusion: if you are asking about Measure B (the Transportation Tax) from November 2024, that measure failed to reach the necessary threshold. However, if you are asking about the housing developments themselves, specifically the Village 1 Specific Plan Amendment, that passed back in late 2023.

While the tax measure didn't go through, the development approvals for Village 1 and Village 7 are moving full steam ahead. The amendment for Village 1 was critical because it realigned Oak Tree Lane, which effectively unlocked new phases for builders like Taylor Morrison. Meanwhile, Village 7 is now actively selling under the name Liberty at Lincoln, with builders like Meritage and Woodside Homes on site. So, yes—the homes are approved, and construction is active.

Top 55+ Active Adult Communities in Lincoln

Lincoln has become a massive destination for retirees, and for good reason. The competition between builders here has resulted in some incredible amenities. If you are looking for age-restricted living, there are two main heavyweights you need to compare.

Esplanade at Turkey Creek (Village 1) Built by Taylor Morrison, this community is located in the Village 1 area. The standout feature here is the "Lodge," a massive wellness center that serves as the social hub. It is generally situated closer to Highway 65 and local amenities compared to the foothills. Prices here typically run from the high $500,000s into the $800,000s.

Trilogy at Bickford Located in the Sierra foothills within the Bickford Ranch master plan, this is Shea Homes’ latest offering. Because it is further up the hill, the focus here is on indoor-outdoor living, views, and a slightly more secluded feel. They are building a new resort club that rivals high-end hotels. Pricing is broad, starting in the mid-$400,000s for smaller footprints and going up to the high $900,000s for premium view lots.

If you are torn between the two, it usually comes down to lifestyle: Esplanade offers quicker access to town, while Trilogy offers a quiet, scenic escape.

Best New Communities for General Buyers

If you aren't in the market for an age-restricted community, you still have excellent options. The market for general buyers has shifted toward energy efficiency and lot size.

Twelve Bridges This is arguably the most popular area right now, largely because it is the standout "No HOA" option. Century Communities has been very active here with their Millau and Rialto collections. It is located near the new high school, making it a convenient spot for households that want to minimize monthly fees while staying connected to major roads.

Liberty at Lincoln (Village 7) Situated near Ferrari Ranch Road, this master plan features Meritage Homes and Woodside Homes. Meritage is heavily focused on energy efficiency, including spray foam insulation as a standard feature, which can help with utility bills in our hot summers. The aesthetic here leans toward modern "farmhouse" elevations.

Turkey Creek Estates If you want elbow room, look at Elliott Homes in this community. They are known for larger lots and a semi-custom feel that appeals to move-up buyers who feel cramped in standard subdivisions.

Bickford Ranch (General Sections) While Trilogy takes up a large portion of Bickford, there are non-age-restricted sections as well. Tri Pointe Homes (Mountaingate) and Toll Brothers (Ridgeline) are building luxury hillside homes here. These are often at the top of the price bracket, capitalizing on the views.

Lincoln Builder Spotlight: Who is Building What?

It can be hard to keep track of which builder does what, so here is a quick breakdown of who is active in the area right now.

• Taylor Morrison: Focused on 55+ Luxury at Esplanade.

• Century Communities: Generally targets the value to mid-range market, often in No HOA areas like Twelve Bridges.

• Toll Brothers: High-end luxury with a focus on views at Bickford.

• Meritage Homes: Known for energy efficiency and spray foam insulation at Liberty.

• Elliott Homes: Great for move-up buyers looking for larger lot sizes.

Prices across these builders generally range from $500,000 to well over $1,200,000 depending on the view and upgrades.

What to Know Before Buying New Construction in Lincoln

Before you sign a contract, there are a few financial and logistical realities specific to Lincoln that you need to budget for.

Mello-Roos Taxes Almost all new master plans in Lincoln—including Village 1, Village 7, and Bickford—carry Mello-Roos bonds. This is a special tax assessment used to pay for the infrastructure (roads, sewers, schools) in the area. Depending on the specific village bond, this can add anywhere from $200 to over $500 to your monthly payment. Always ask for the specific tax rate for the lot you are eyeing.

Fire Insurance Geography matters for your insurance premiums. Bickford Ranch is located in the foothills, which is often designated as a High Fire Severity Zone. Insurance costs there will likely be higher than a home on the valley floor in Twelve Bridges. It is smart to get an insurance quote before finalizing your budget.

Solar Mandate Remember that all new homes in California include solar panels. You will have to decide whether to lease the system or purchase it outright. Purchasing usually adds to the upfront cost but saves money long-term, while leasing keeps the mortgage lower but adds a separate monthly bill.

Waiting Lists vs. Spec Homes Inventory is rising, which means the days of 100-person waiting lists are mostly behind us. Builders are currently offering incentives on "spec homes" (homes they started building without a buyer). If you are flexible on flooring or cabinet colors, you can often negotiate a better deal on a spec home than a dirt-start build.

Frequently Asked Questions

Did the new home developments in Lincoln, California pass?

There is often confusion here between tax measures and building plans. Measure B (the transportation tax) failed in November 2024. However, the land use plans for Village 1 and Village 7 were approved and passed, meaning construction is legally moving forward.

What active builders are currently constructing in Lincoln, CA?

The major players currently building in Lincoln include Taylor Morrison and Shea Homes (mostly 55+), along with Century Communities, Meritage Homes, Woodside Homes, Toll Brothers, and Elliott Homes.

Are there any new homes in Lincoln, CA with no HOA?

Yes. Twelve Bridges is the primary destination for new construction with no HOA dues. While you may still have Mello-Roos taxes, you will not have the additional monthly Homeowners Association fee common in other master plans.

What is the difference between Village 1 and Village 7 in Lincoln?

These are planning terms for different geographic areas. Village 1 refers to the development on the north/east side, including the Turkey Creek and Esplanade areas. Village 7 is located on the west/central side, primarily the Liberty at Lincoln development near Ferrari Ranch Road.