Should You Worry About a Recession Before Buying? Here’s What the Experts REALLY Say

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Let’s be honest — the word recession gets thrown around so often that it feels like background noise. Headlines scream uncertainty, social media stirs fear, and suddenly a lot of future homebuyers feel like hitting pause.

In fact, a recent LendingTree study shows nearly 2 out of 3 Americans think a recession is coming, and 74% say it’s affecting their financial decisions.

But here’s the plot twist…

The experts aren’t panicking. Not even close.

 

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9 Secrets

 

📉 Americans Are Worried — Experts? Not So Much

According to a Wall Street Journal report, only 1 in 3 economists believe a recession is likely in the next 12 months — meaning most don’t see it happening anytime soon.

So if the pros aren’t alarmed… should you be?

Not necessarily.

We’re not in a recession today — and there’s no guarantee one is coming. What we do have is uncertainty, and the best way to navigate uncertainty is with facts — not fear.

🏡 Buying a Home During Uncertainty: Smart or Risky?

Here’s the truth no one is saying loudly enough:

➡️ People don’t buy homes because of the economy.

➡️ They buy because life changes — families grow, jobs shift, goals evolve.

Danielle Hale, Chief Economist at Realtor.com, puts it perfectly:

“Lifestyle needs often outweigh short-term economic uncertainty.”

So if you need to move — don’t let scary headlines push you into waiting.

But — and this is key — you need to be financially solid.

💡 If You’re Buying Soon, Use These Pro Tips

This market rewards strategy, not emotion. Here’s what experts recommend:

Know your budget and stick to it.

Rates, taxes, and insurance change — so give yourself wiggle room.

Negotiate (seriously).

More inventory + hesitant buyers = stronger leverage. Use it.

Plan for rate strategy.

Talk to a lender about today’s payment AND future refinance opportunities.

Sell first if you already own.

It gives clarity and removes financial pressure.

And most importantly…

Work with an experienced agent who understands THIS market — not the market from Instagram memes.

As Bankrate says:

“Buying during uncertain times can be a great move — if you’re financially stable and surrounded by the right professionals.”

💬 The Bottom Line
A lot of Americans feel like a recession is coming.
Most experts say it isn’t.
So don’t let fear decide for you.
If your job is steady, your finances are strong, and your life says it’s time — the market may offer more opportunity than you think.
Your next move shouldn’t be based on headlines — it should be based on your goals.

 

📞 Ready to talk strategy and make a confident move? Call or text us at 855-935-MORE.

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