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If you’ve been scrolling through social media or catching the latest clickbait headlines, you’ve probably seen the big question: “Is the housing market going to crash?”

Let’s get straight to it — the answer is no. The data doesn’t show a crash coming. What it does show is steady, sustainable growth that’s actually healthier for long-term homeowners and serious agents alike.

The Real Story: What the Experts Are Predicting

According to the Fannie Mae Home Price Expectations Survey (HPES) — which polls over 100 leading economists and housing experts — home prices are expected to rise nationally through at least 2029.

✅ The average projection shows a 15% total increase over the next five years.

🚀 The optimists say prices could soar as much as 26%.

🤔 Even the pessimists agree prices will still rise by about 5%.

That’s right — not a single group of experts is forecasting a decline. No crashes, no collapses, just a more balanced market that’s finally catching its breath after the wild ride of 2020–2022.

So, What’s “Normal” for the Market Anyway?

Over the last 25 years, home prices have appreciated by about 4–5% annually on average.

The current forecast? Around 2–3.5% per year for the next few years.

That’s not bad news — that’s stability.

Think of it like switching from a roller coaster to a steady train ride. After those pandemic-era price spikes, we’re now heading into a smoother, more sustainable market that rewards knowledge, preparation, and strategic agents.

Why a Crash Just Doesn’t Add Up

Here’s the thing: prices don’t fall when demand outpaces supply. And right now, there simply aren’t enough homes for everyone who wants one.

Even with higher mortgage rates putting some buyers on pause, the housing shortage keeps prices supported. This is exactly why today’s market is nothing like 2008 — back then, we had too many homes and too many risky loans.

Now? The fundamentals are strong. And the market’s foundation is built on solid ground — not sand.

What This Means for Agents

If you’re in real estate, this is your moment to lead with facts, not fear.

While other agents are sharing doom-and-gloom posts, you can be the trusted guide who brings clarity to clients. Buyers and sellers need confidence, and that starts with you.

By showing up with data-backed insights like this, you become more than an agent — you become the expert voice clients depend on.

And if you’re ready to elevate your business, join a team that helps you do exactly that. 💼

Bottom Line

The market isn’t crashing — it’s correcting. Prices are rising at a steadier, more predictable pace, and that’s good news for both buyers and agents.

So, instead of waiting for the “bubble to burst,” start building your strategy. Because the question isn’t if home prices will rise… it’s by how much.

📲 Want to grow your real estate career with a team that helps you win in every market?

Call or text us today at 855-935-MORE.