Let’s be real—trying to time the housing market is a lot like trying to time the stock market. You can drive yourself crazy watching the numbers, waiting for that “perfect” dip that may never come. If you’re wondering whether to buy a home now or hold off, here’s the truth: waiting could cost you more than you think.
Home Prices Are Still on the Rise—Just Not As Wildly
We’ve left the rollercoaster days of skyrocketing prices behind, but that doesn’t mean home values are taking a breather. According to housing experts in the Home Price Expectations Survey, home prices are projected to keep climbing steadily, around 3–4% per year, through at least 2029.
So, while we’re back to a more “normal” market pace, this is still growth—and growth means today’s price will likely be tomorrow’s bargain. That $400K home today? It could be worth close to $480K in just five years. That’s equity you’re missing out on if you’re sitting on the sidelines.
Stop Waiting for a Perfect Market (It Doesn’t Exist)
Let’s talk about mortgage rates for a sec. Sure, they’ve been higher than we’d like. But here’s the deal—even if rates dip, the rising cost of homes could wipe out the savings you thought you’d gain by waiting. It’s like running in place financially.
And the longer you wait, the less time you have to build equity, which is one of the biggest wealth-building tools homeownership offers. Every month you’re renting instead of owning, you’re investing in someone else’s future—not yours.
So… Should You Buy Now?
That depends—can you swing it? Could you go a little smaller, explore a different neighborhood, or check out down payment assistance programs? If the answer is yes, getting into the market now can pay off big in the long run.
Because here’s the truth Gen X knows well: “Done” beats “perfect” every time.
You don’t need to land your forever home right away. You just need to get your foot in the door, start building equity, and let the market do what it’s always done—grow.
Bottom Line: Time in the Market Beats Timing the Market
Real estate rewards action-takers. If you’re debating whether to wait or move forward, ask yourself this: Are you trying to time it perfectly, or are you ready to start building wealth today? Let’s talk it through and see what makes sense for your goals.
📞 Call or text us at 855-935-MORE. We’ll help you make a smart move—on your terms.
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