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After a couple of years where the housing market felt stuck in neutral, 2026 might just be the year things shift back into gear. Experts say more people are gearing up to move—and that could be your green light to make your next big move, too.
More Homes, More Movement
Let’s be honest: the last few years have been tough for buyers and sellers alike. Between rising rates and affordability challenges, a lot of folks hit the “pause” button on their plans. But that’s about to change.
Experts predict that 2026 will see a surge in home sales, as life events, job relocations, and growing families push people off the sidelines. Simply put—people need to move, and they’re getting ready to do it.
Mortgage Rates Are Taking the Stairs Down
Here’s the big one: mortgage rates.
After peaking near 7%, they’ve finally started to ease—and the trend looks promising. Think of it like this: when rates rise, they take the escalator. When they fall, they take the stairs. So while 2026 won’t bring a dramatic drop, it will bring steady improvement.
Forecasts suggest we could see rates dip into the low 6s or even high 5s, making homeownership more attainable again. Even a small drop can mean hundreds in monthly savings—and that’s real money back in your pocket.
Home Prices Will Grow—But at a Healthier Pace
What about prices? The good news: the experts don’t expect a crash.
Prices are projected to rise modestly, which is actually a sign of a healthier, more balanced market. As lower rates invite more buyers back in, demand will keep prices steady—but not out of control.
It’s all about balance. And after the roller coaster of recent years, that’s exactly what buyers (and sellers!) have been waiting for.
What This Means for You
2026 could be the year opportunity knocks again. Whether you’ve been dreaming of upgrading, downsizing, or finally buying that first home—the conditions are shifting in your favor.
Lower rates, a steady price environment, and more motivated sellers mean it’s time to start planning now—so you’re ready when the market opens up.
Bottom Line
After a slower stretch, 2026 is shaping up to be a more active, balanced, and buyer-friendly market. Mortgage rates are expected to ease, prices will grow at a manageable pace, and home sales are on the rise.
If you’ve been waiting for the right time to move… this might be it.